Midland Bank Limited - Credit Risk Analyst
Midland Bank Limited - Credit Risk Analyst
Job Description / Responsibility
- Compare liquidity, profitability, and credit histories of individual or company being evaluated with similar establishments to determine risk.
- Compile reports regarding finance and credit data.
- Analyze the financial records like earnings, savings, payments and purchase of the company or individual and recommend other useful financial activity for further plans.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Reconcile customer statements/billings.
- Minimize bad debt risk and maximize accounts receivable collections.
- Summarize and analyze large volumes of data in a meaningful and actionable manner.
- Prepare financial and operational analyses which are submitted to management.
- Responsible for understanding Collection and Loss processes to develop effective scorecards and strategies.
- Prepare reporting according to established deadlines, while managing multiple responsibilities.
- Provide subject matter expertise on the use of source systems data as well as educate team on data and standards.
- Accurately document system changes and follow procedures to ensure system integrity.
- Recommend and establish standards, guidelines and processes that improve system and reporting efficiencies.
Job Nature
- Full-time
Educational Requirements
- MBA/ Masters from any recognized university without having 3rd class/division in any examination.
Experience Requirements
- At least 3 year(s)
- The applicants should have experience in the following area(s):
Corporate, SME Banking, Retail Banking
Additional Job Requirements
- Age 25 to 35 year(s)
- Sound knowledge in Retail/SME/Corporate Banking.
- Excellent analytical, problem-solving, and decision-making skills, leveraging both logic and creativity that translate information into actionable results while delivering high quality outcomes.
- Excellent organizational and presentation skills.
- Sound knowledge in information technology.
- Able to work in any place of the country.
- Proficiency in both Bengali and English, written and spoken, is essential.
Job Location
- Anywhere in Bangladesh
Salary Range
- Negotiable
Other Benefits
- As per policy of the Bank
Interested candidates whose profile matches with the required qualification, experience and skills set may apply online through https://careers.midlandbankbd.net
Application Deadline : May 30, 2015
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